Ritesh Kumar Giri
September 29, 2026
3 min read

Building an online store for Singapore: PayNow, GST, PDPA and fast delivery

What a Singapore online store needs: PayNow at checkout, prices that include the 9% GST, personal data handled under the PDPA, and delivery as fast as buyers expect.

Building an online store for Singapore: PayNow, GST, PDPA and fast delivery

Introduction

Singapore is a small, dense, card-and-QR market where buyers expect a parcel within a day or two and are used to paying with a scan. A store built for somewhere else will work, but it will lose sales at checkout and at delivery.

This is the checklist we would work through on a Singapore store brief, in the order the decisions have to be made.

1. Pick the platform by who runs the store

Shopify suits a store run by people who are not technical, with a conventional catalogue. WooCommerce suits unusual product options that would each become a paid Shopify app. Custom code is for when checkout speed and catalogue logic decide revenue. Our WooCommerce and Shopify comparison goes into the trade-offs in detail.

2. Put PayNow at checkout

PayNow, the QR and phone-number bank transfer system, is how a lot of Singapore shoppers prefer to pay, so offer it alongside cards. Gateways such as Stripe, Adyen, HitPay and 2C2P support Singapore stores; buy-now-pay-later through Atome and wallets such as GrabPay are also common.

Choose by which methods your buyers use, the fees on your average order, and how quickly you can be approved. Start the application early; approval needs your company documents and is the step most likely to delay a launch.

3. Show prices with GST included

Singapore GST is 9%, and shoppers expect the price on the product page to be the price they pay. Set the store up with GST-inclusive prices and a checkout that shows the GST amount, and have your accountant confirm the invoice format before launch.

4. Handle personal data under the PDPA

Singapore's Personal Data Protection Act governs what you collect at checkout and signup. In practice: collect only what the order needs, ask for marketing consent separately rather than pre-ticking a box, and keep marketing messages to Singapore numbers in line with the Do Not Call rules. Your adviser should confirm the details; the store should make the right thing the default.

5. Delivery as fast as the city

In a city-state, buyers expect next-day or same-day delivery. Connect the store to your courier so labels and tracking come from the order rather than being typed in by hand. A courier integration is scoped separately; payment gateway integration is part of every store build.

6. Make it fast on a phone

Most shoppers browse on a phone. Check the store on a mid-range phone on mobile data before launch, and treat Google's Core Web Vitals as a launch requirement, not a later fix.

What decides the cost of a Singapore store

  • Platform. A WooCommerce or Shopify store is mostly configuration; a custom-coded store is engineering and costs more.
  • Catalogue. Size, variants and how messy the product data is.
  • Integrations. Courier, gateway and accounting each need connecting and testing.
  • Custom checkout logic. Cash-on-delivery rules, tax display, bundles.
  • Languages. Each extra language is more pages to build and check.

Gateway fees, courier charges and any Shopify plan are paid by you to those providers. We do not publish prices; message us on WhatsApp +91 73482 28167 with your catalogue size and the payment methods you want, and you get one fixed written quote within one working day. More on what decides the price is in our cost guide.

Stores we have built

DeeToo is a WooCommerce store carrying 12 brands across 8 categories. Vashtara Heaven is a Shopify store selling from several designer studios, each shipping its own orders. TatVivah Trends is a multi-vendor marketplace with more than 3,000 products. All three are Indian stores; the payment, delivery and catalogue problems they solve are the same ones a Singapore store faces.

If you are building a store for Singapore, see website development for Singapore businesses, or message us with your catalogue size and the payment methods you want to offer.

Conclusion

The platform is the easy decision. The work in a Singapore store is PayNow and gateway approval, GST-inclusive pricing, PDPA-safe forms and delivery that keeps up with the city, so settle those in the first week, not the last.